Bankruptcy Timeline

Chapter 7 Timeline

  • Within 180 days prior to filing bankruptcy: Complete a credit counselling course and receive a certificate of completion.
  • 0 days: File bankruptcy Chapter 7: A typical bankruptcy petition consists of 60-75 pages of information including the Petition, Schedules and Statement of Affairs.
  • 14 days after you file bankruptcy: All deficiencies in bankruptcy documentation must be filed with the Court, including schedules of assets and liabilities.
  • 4-6 weeks after you file bankruptcy: You must attend a mandatory meeting with the bankruptcy trustee to confirm the good faith of your filing. Creditors who wish to object to your bankruptcy filing may appear at this meeting, but this is very rare.
  • 45 days after your meeting: If you filed a Chapter 7, you must complete a financial management course and the certificate must be filed with the Court for you to receive your discharge.
  • 60-90 days after meeting: If you filed a Chapter 7, your debts will usually be discharged if no objections are made.
bankruptcy timeline chapter 7 chapter 13

Chapter 13 Timeline

  • Within 180 days prior to filing bankruptcy: Complete a credit counselling course and receive a certificate of completion.
  • 0 days: File bankruptcy Chapter 13. A typical Chapter 13 Reorganization bankruptcy petition consists of 60-75 pages of information including the Petition, Schedules, Statement of Affairs and Plan of Reorganization.
  • 14 days after you file bankruptcy: All deficiencies in bankruptcy documentation must be filed with the Court, including schedules of assets and liabilities.
  • 21-60 days after you file bankruptcy: You must attend a mandatory meeting with the bankruptcy trustee to confirm the good faith of your filing and review the feasibility of the proposed plan. Creditors may appear at this meeting.
  • 30 days after case is filed: Commence Plan Payments to the Chapter 13 Trustee.
  • 21 days after 341 hearing: Deadline for creditors or interested parties to file objections to Plan. Click here for further detail on the Chapter 13 timeline.
    We no longer offer bankruptcy services. If you are in the Central District of California, this court offers a FREE document preparation service through the court's electronic Self-Representation (eSR) bankruptcy petition preparation system website which can be accessed here. We have positive input from many individuals who have used this system so we would encourage you to check it out!

    Bankruptcy Services We Offer

    Our office no longer offers bankruptcy document preparation. If you are in the Central District of California, this court offers a FREE document preparation service through the court's electronic Self-Representation (eSR) bankruptcy petition preparation system website which can be accessed here.We have positive input from many individuals who have used this system so we would encourage you to check it out!