You Don’t Need An Expensive Attorney To File For Bankruptcy
Stephen Elias, a California bankruptcy attorney, prominent author and specialist in bankruptcy law, advocates non-attorney, cheap bankruptcy alternatives this way:
“There is seldom a good reason to use an attorney in a consumer Chapter 7 bankruptcy case. The procedures are almost exclusively administrative — that is, there is no appearance before a judge. The forms are all (with very few exceptions) pre-printed in plain English… (But, in spite of that fact), what’s tragic is that people actually think they have to have attorney representation (to be able to do it.)”
File for Bankruptcy in California
If you are looking for help filing a cheap bankruptcy in California, seek out a reputable bankruptcy petition preparer. Before you file, get educated! Read our important tips for people who are considering filing bankruptcy and learn how filing bankruptcy may affect your credit score.
Which type of bankruptcy proceeding is right for you?
Tired of creditor calls? Buried in debt that you are unable to pay? In today’s economic crisis, you are not alone. Filing chapter 7 bankruptcy or a chapter 13 reorganization can be a way to eliminate debt and provide a way for people to obtain a “new beginning.” When you file for bankruptcy in California, the bankruptcy process can either eliminate an individual’s responsibility to pay a debt or claim if the debt can be discharged under current bankruptcy laws, or force creditors to accept a court approved restructured payment program.
The bankruptcy forms required by the Bankruptcy Court are extensive. A typical bankruptcy consists of 60 to 80 pages of documentation! Choosing a Bankruptcy Petitioner Preparer (BPP) to prepare your Chapter 7 bankruptcy is a simple way to prepare your bankruptcy documentation. Keep in mind that a BPP is a self-help service, which means that in the end, you are responsible for the outcome of your legal paperwork. Most importantly, a BPP cannot provide legal advice. It is important that you, as a debtor, understand the bankruptcy process.